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Why I Do Not Currently Own Critical Illness Insurance

It all happened so quickly. My wife and I had just purchased our first home and were getting our first life insurance together. We had scheduled a meeting with an insurance broker that presented the different options. Then, he started presenting us with other types of insurance and critical illness was one of those. It made a lot of sense. How could I keep paying my house, my bills and everything else if I were to suddenly become very sick? Wow.. I had not prepared mentally to even think about this. I did ask many questions about how it works,

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